Roadblocks

So I finally get around to making dental appointments for my daughters and myself.  After 20 years of regular dental care every 6 months, my husband retired and I quit going to the dentist.  Although the divorce decree required him to maintain dental insurance for the girls, and he assured me that he was, I just never got around to taking them. That was one year ago.

Today I made apts. for the girls.  Phone call two hours later stating that Delta Dental won't release information and that I need to contact the insurance company myself.  Concerned with this message, I began searching through his estate stuff and eventually came across some paperwork with clipped with the message "bills".  Two pages of payment coupons were intact, except for the very first one.  Michael has not made a payment since June 2009.  So, we don't have dental insurance.  Yet another thing to get straightened out.  He basically quit paying bills and cashed in all but one of the 4 life insurance polices, sold the IRA's and emptied out the mutual funds.  What a mess.